A growing number of adults are becoming the primary caregiver for their spouse. The caregiver burden does not necessarily fall on the younger of the two, or even on the presumably healthier partner. Sudden illnesses and accidents can wreak havoc on a home.
In our home, my husband and I keep each other well informed about household matters. Early family involvement in this way was helpful when I became ill and hospitalized for a long time. It was reassuring to know that everything was arranged at home.
This family involvement does not just apply to a household, but may need to extend to your parents or adult children. There is great wisdom and comfort in being prepared. It is not good for a spouse to be left attending to the details of the home and not even know where the papers are kept.
Here is a partial list of some things for a husband and wife to consider. It’s also important to consider them as you become more likely to care for one or both of your elderly parents.
1. Medical information. What medications are currently taken? Where are they kept? Who is the primary doctor? Are there any allergies? Diet requirements?
2.Cleaning. Where are the keys to the house, garage or other buildings. Any animal or plant to take care of?
3.Utilities. Are bills paid regularly? Do you have a contact number for the electric, gas or telephone company? Are there cable, internet, or other monthly charges I need to consider?
4. Insurance. Is there a home policy? Because? Medical? Life? Other? Are they paid monthly, quarterly or annually? Are these current? Do you know where those policies are kept?
5. Bank. Can each of you balance the statement? Do you both know where the checkbook is kept? Can one of you sign if necessary? Are there savings accounts or safe deposit boxes?
6. Division of Motor Vehicles. Are all vehicles tagged and registered? Any pending fees or tickets?
7. Taxes. Are jacks paid on any property that you or your parents may own? This is a very important element for research.
8.Other Persons. Do you know (particularly) with the parents, if they have people scheduled to come in regularly to do the laundry, clean the house, do the gardening or some other task for them? If so, you need their names and phone numbers. Do you have a key to the house? Who else can have a key?
Understandably, this is a very basic list. However, I can tell you from experience that taking the time to answer these questions will have a huge impact on your peace of mind should the unforeseen happen. Resolve to contact your family members this week about some of these details.
Consider your adult children. Are there any of these items that you need to go over with them? If family members are not interested, you can make a list of this necessary information. You can put the information in a large envelope somewhere in case it is needed. Make sure others know where the information will be found.
This article is intended to cover the basics. To truly be prepared for emergencies, you should talk to your banker about any accounts you have and make sure that steps are taken in the event that he is hospitalized or unable to take care of his business. Insurance policies and wills should be reviewed frequently for your own safety and the safety of others.
Caring for others can be exhausting and stressful, as well as a joy and a blessing. Being prepared is one way to lighten the load. I hope this list stimulates your thinking and helps your family feel comfortable sharing information with others.