Having a good credit score is beneficial for anyone who wants to avail of loans and mortgages. And in this day and age when most of us depend on loans for a decent and comfortable life, not being able to maintain good credit can mean a lot. The first step to getting a good credit score is knowing where you currently stand. Among several services that offer to provide a free credit report, Identity Guard’s free credit check stands out. These are some of the reasons why.
How can one benefit from a free credit score review from Identity Guard? One can sign up for a free trial period of 30 days, enough time to get the current score. Other services only offer up to a seven-day free trial, and getting your credit report from all three bureaus can take longer. Apart from this, it offers to provide the report from all three credit bureaus, which allows one to get an overview of where one currently stands in terms of credit without paying any additional cost.
Identity Guard’s free credit check is secure. Today, identity theft is becoming a chronic problem that can mean a lot of loss. If one’s identity is stolen, there is no limit to the amount of money or assets that will be lost. With this service, one will be able to obtain their credit reports without worrying about their information being stolen and used for malicious purposes. Thus, one will be able to concentrate on verifying the accuracy of their reports and making sure that all incorrect records are corrected for a better score.
With a free credit score review from Identity Guard, you can also make use of identity monitoring and surveillance, as well as public records monitoring and reporting. These tools will empower anyone who wants to increase their credit. As one’s credit score increases, they will be able to apply for lower interest credit cards because creditors see less risk involved in people with higher credit scores. The same goes for home loans or car loans. As a person’s credit score increases, their eligibility to apply for lower interest rates or refinance programs increases significantly.
Getting a free credit score review from Identity Guard is the best way to start building your credit. Having a good credit standing can mean a lot, especially to those who want a comfortable home, a decent car, and a better life for themselves and their loved ones. Getting a credit report is also essential, even for those who don’t plan on getting a loan in the near future. Remember that credit reports are not always accurate, and the sooner a copy of your score can be obtained, the sooner errors can be corrected. That way, you’ll be sure that when the time comes when you need to apply for a loan or credit card, you’ll clearly know where you are and can get the best rates because of a good credit score.